Effective Date: June 27, 2025
1. Introduction
AFH.bramu.investments (“we,” “us,” “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit and interact with our website: https://afh.bramu.investments (“Site”).
2. Information We Collect
a. Information You Provide Directly
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Contact Info: Name, email, phone, mailing address when you contact us or sign up for newsletters.
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Account Data: If applicable, login credentials and profile information.
b. Information We Collect Automatically
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Usage Data: Pages visited, time spent, clicks, scrolls, referring URLs.
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Device & Technical Info: IP address, browser type, OS, screen resolution.
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Cookies & Similar Tech: Session cookies, persistent cookies, web beacons, pixel tags.
3. How We Use Your Information
We process your data to:
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Provide, operate, and maintain the Site.
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Communicate updates, promotions, and respond to inquiries.
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Improve Site performance, functionality, and user experience.
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Analyze usage and trends.
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Detect, prevent, and address fraud or security concerns.
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If consented, send marketing materials (with unsubscribe option).
4. Legal Basis for Processing (where applicable)
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Consent: For newsletters or marketing emails.
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Performance of Contract: To fulfill requests related to our services.
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Legitimate Interests: To maintain Site functionality and security.
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Compliance with Legal Requirements: As needed under applicable law.
5. How We Share Your Information
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Service Providers: Trusted third parties (e.g., analytics, hosting, email services) under strict confidentiality.
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Legal Requirements: To comply with legal obligations or protect rights.
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Business Transfers: In connection to merger, acquisition, asset sale—you’ll be notified.
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With Your Consent: Where you’ve provided clear agreement.
6. Your Privacy Rights
Depending on location and applicable laws (e.g., GDPR, CCPA), you may have rights to:
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Request access to your data.
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Correct or update your data.
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Delete your data (“Right to be forgotten”).
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Restrict or object to processing.
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Port your data to another provider.
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Withdraw consent at any time without affecting processing based on prior consent.
To exercise any rights, please contact us at [contact email].
7. Cookies & Similar Technologies
We use cookies and similar tracking tools to:
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Enable Site functionality.
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Remember preferences.
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Perform analytics.
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Manage marketing.
You may manage cookie preferences through your browser settings and our cookie banner.
8. Third-Party Links & Services
Our Site may include links or integrations with third-party websites/services (e.g., social media, embedded content). We do not control their practices—please review their privacy policies.
9. Data Security
We use technical (encryption, firewalls) and organizational measures to protect against unauthorized access, alteration, and disclosure. However, no method is 100% secure. Report any suspected security issues to our team immediately.
10. Data Retention
We retain your personal data only as long as necessary to:
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Provide services requested.
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Comply with legal obligations.
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Resolve disputes or enforce agreements.
11. Children’s Privacy
Our Site is not directed to children under 13 (or other applicable age). We do not knowingly collect data from minors. If we learn we have collected data from a child, we will promptly delete it.
12. International Data Transfers
Your data may be processed or stored in countries outside your jurisdiction where we or our service providers operate. We ensure adequate safeguards are in place such as contractual clauses or approved frameworks.
13. Changes to This Policy
We may update this Privacy Policy periodically. The revised version will note a new “Effective Date.” We encourage you to review the policy each time you use our Site. Continued use constitutes acceptance.
14. Contact Us
If you have any questions, concerns, or wish to exercise your privacy rights, please contact:
Kevin Mugi